Don't take chances with your Home, Office, or Business repairs!
FOR YOUR PROTECTION, ALL WORK SHOULD BE DONE WITH THE FOLLOWING CONCERNS COVERED
Without Business Licensing a company is barred from performing work in the area. Without a State Contractors License, a company may not be able to pull permits, perform inspections and make sure you are in compliance with the law.
The Contractor's State License Board does not require a contractor to carry Commercial General Liability Insurance. Liability Insurance can protect a third-party against bodily injury and accidental property damage. We carry over $2 Million in Liability Coverage for your protection.
What you need to know:
If a contractor does not have insurance, you're taking a gamble with one of your largest assets ... your home, office or business. For example, if an uninsured contractor does work that causes damage to your property, that contractor may not have any assets from which to reimburse you. Even if you win a court judgment, you still may not be able to collect the damages. You could end up paying for all the damages. Ask us for a certificate of insurance protecting you.
Workers' Compensation Insurance is required by the State of California for all companies with employees. This covers employees if they are injured while performing work on the job. Common workplace injuries may include falling off a ladder or straining one's back. Any injury that occurs while an employee is working is covered by Workers' Compensation Insurance.
What you need to know
If an individual or group of individuals perform work on your property and become injured and are not covered by Workers' Compensation Insurance, YOU can be held personally liable to pay for injuries and rehabilitation. Ask us for a certificate of insurance protecting you.
Contractors in California must post surety bonds. By posting a contractor’s bond, principals (contractors) pledge to comply with the provisions of Division 3, Chapter 9 of the Business and Professions Code. The bond protects harmed parties from financial loss up to the full amount of the bond if the principal fails to comply with the letter of the law and the terms of the surety bond agreement. The principal must reimburse the surety for all damages paid out.
What you need to know
HDC CARRIES THE MAXIMUM LIMIT REQUIRED FOR SURETY BONDS ON ALL JOBS PERFORMED.
